Hello,I am Denina. I am a thirty year old graduate student in southern Ontario with a master's degree, working towards my doctoral degree. Just like many other perma-students, I have learned to live off of very little money. In fact I believe that the only way to enjoy being a student so much that you sign up to do it until your early thirties is if you know how to live on a tight budget and still have a little fun. So I am here to share what I like to call "my tips and tricks" and talk mostly about living within your means and saving - even when you make very little money! "What did she say?" YES, you can save money, and you should save money, no matter how much money you make. In fact, I would suggest that the less money you make, the more you should try to save as much as possible because it is in saving money that you will be protected from the difficulties of unexpected financial stress and also be able to accumulate real assets and wealth. No matter how much money you make, you can have a positive net worth, and it is up to you how much you want it to be. So read on because I am about to publish my first post and I am anxious for comments, feedback and questions, too. I know what you are thinking, just because I have been giving my friends at school financial advice for years and because I can balance my "student budget" now I think I am ready to help my internet friends. What can I possibly know? Well, I have had some great life experience. I am an avid reader. Mostly, however, I find money logical. When you are having trouble seeing the forest for the trees because you are so lost in financial stress and confusion, there's nothing like getting advice from a third party to help you get clarity. When it comes to money, I encourage everyone to get lots of advice from many different experts and friends and then find the best solution for them. So on that note, I hope you find my tips and tricks helpful.
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